Opis
📊 Executive Profile:
Highly analytical and strategic Senior Underwriter with 5 years of comprehensive experience in risk assessment, product methodology, and portfolio optimization. I am looking to bring my expertise in complex risk evaluation to a forward-thinking insurance carrier in New York (or via a remote setup).
🔍 Technical Skills & Methodology:
• Deep expertise in underwriting Commercial Property, Contractors' All Risks (CAR), Marine Cargo, and General Liability for both corporate and retail segments.
• Proficient in designing tariff grids, calculating bespoke premiums, and structuring deductibles based on rigorous loss ratio analytics.
• Drafted internal underwriting guidelines, policy wordings, methodological manuals, and standard contract templates.
• Successfully negotiated large, complex risk placements with international reinsurance brokers.
• Conducted comprehensive underwriting audits for regional branches and subsidiary offices.
🏆 Key Career Achievements:
• 5 years of progressive experience as a Lead Underwriter and Chief Underwriter at major national insurance firms.
• Architected and optimized a balanced commercial property portfolio, successfully driving down the loss ratio by 15%.
• Personally conceptualized and launched 3 innovative insurance products tailored specifically for the SME sector.
• Facilitated rapid consensus and approval for non-standard, high-value industrial risk treaties.
?? Employment Preferences:
• Expected Salary: $95,000 USD base + portfolio performance bonuses.
• Work Setup: Full-time, remote-friendly or on-site in New York, NY.
• Professional Attributes: Sharp analytical acumen, meticulous attention to detail, pragmatic decision-making, and the ability to navigate high-stakes, non-standard risk scenarios with confidence.